Many clients begin seeing updates within 10–45 days, depending on the plan you choose. Our more aggressive options (like The Wealth Accelerator Credit Sweep) offer the fastest turnaround. Every case is different, but we dispute with all 3 bureaus at once to get you results as quickly as possible.

Yes — and here’s why:

Lenders check different bureaus, and negative items can appear on only one or two.
To ensure complete accuracy and maximum score improvement, we work with:

Equifax

Experian

TransUnion

This protects you from surprises when applying for credit, cars, homes, or funding.

With our targeted dispute strategy, we can challenge and remove:

✔ Collections
✔ Late payments
✔ Charge-offs
✔ Repossessions
✔ Medical bills
✔ Student loan errors
✔ Foreclosures
✔ Bankruptcies (case-dependent)
✔ Evictions
✔ Inquiries
✔ Identity-theft–related accounts
✔ Any unverifiable, inaccurate, or outdated information

If it violates the FCRA or cannot be proven, it can be removed.

That’s exactly why Wealthy Krue Financial exists. Most people fail because they used:

• Generic letters
• Templates not based on their actual credit data
• Slow, outdated dispute methods

WKF uses personalized, strategic, bureau-specific dispute rounds built from a full audit of YOUR report — not copy-and-paste letters.
So yes, even if traditional credit repair didn’t work, our aggressive approach often gets results.

Yes.

We specialize in complex and heavy credit files, including:

• Repossessions

• Student loan issues

• Bankruptcies

• Multiple charge-offs

• Collections across all bureaus

• Old and new negative accounts

Our strategies are built for REAL situations — not “perfect” credit reports. If it’s inaccurate, outdated, or unverifiable, we can challenge it.